Project report for bank loan · Term loan · MUDRA · PMEGP · CGTMSE
Bank-ready project reports, prepared by a senior adviser.
A detailed project report in the format bankers read: project cost, means of finance, projected financials, DSCR, break-even and repayment — for new units and expansions across India.
Loans we prepare reports for
- Term loans from banks and NBFCs
- PM MUDRA Yojana — Tarun and Tarun Plus
- PMEGP (KVIC) project proposals
- CGTMSE-backed collateral-free loans
- Stand-Up India loans
- Working capital limits with CMA data
What is inside
Everything a credit officer looks for
Reports are built from your real numbers, not a template, so the bank can appraise them quickly.
Project and promoter profile
The business, the promoters, the location and why the project makes sense.
Market and demand
Customers, competition, pricing and the sales plan behind your numbers.
Cost of project and means of finance
Land, building, machinery, pre-operative costs, margin money and loan required.
Projected financials
Profit and loss, balance sheet and cash flow for five to seven years.
DSCR, break-even and ratios
Debt service coverage, break-even point, sensitivity and key ratios banks check.
Repayment schedule
Moratorium, instalments and interest, matched to the project’s cash flow.
How it works
From first email to bank submission
Send a short brief: what you are setting up, where, and the loan you need.
We check which loan and subsidy schemes fit, and agree a fixed, written scope.
We build the financial model and write the report with you, using your numbers.
You receive the report and supporting tables, ready to submit, with help answering bank queries.
Keep these ready
Documents we usually need
- Promoter KYC and business registration (Udyam, GST if available)
- Quotations for machinery and equipment
- Rent or ownership papers for the premises
- Last two to three years’ accounts, for an existing business
- Your expected sales, prices and costs — we help you firm these up
Why Epigenesis Advisory
- Senior-led: the adviser you speak to prepares your report
- Fixed, written scope before work starts
- Scheme eligibility checked for you
- Confidential, NDA on request
- A fraction of big-firm fees
Questions
Common questions
Do you guarantee loan approval?
No one can. The bank decides. We make sure your report is complete, consistent and in the format bankers expect, which removes the most common reasons for delay.
What does it cost?
It depends on the project’s size and complexity. After reading your brief we quote a fixed fee in writing, before any work starts.
How long does it take?
Once we have your documents and numbers, a typical report takes a few working days. Larger projects take longer; we agree the timeline in the scope.
Do you work outside Bengaluru?
Yes. We work with businesses across India by email and video call, with offices in Bengaluru and Jaipur.
Get started
Tell us about your project
We reply personally by email within one working day with the next steps and a fixed quote.
